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Jan 14 2020

#Personal loans with horrible credit ) #Video

#Personal #loans #with #horrible #credit



Personal loans with horrible credit

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Lending Club Personal Loans Reviews

From Borrowers in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

4.5 out of 5 stars

4.5 out of 5 stars

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Most Helpful Positive Review

Was looking to consolidate some old credit cards I had. Kinda was stuck and I really want to improve my credit score. I had looked in to a few different companies as I read the reviews which were absolutely horrible ( one main ) mostly.. I felt some loss of hope until I found LendingClub, they were perfect! Not secured so no lean on cars! Awesome ! They were quick to approve me and money was directly deposited in my account in about 5 days. I was able to pay off all my cards, which shot my credit it almost 100 points!! Nooo joke. BEST Decision I could have made in fixing my credit. Now what would have taken me 7 + years to pay off I can now pay off in 3 🙂 600 score to 700 😀 thank you LendingClub !

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Most Helpful Negative Review

Huge hidden fee

Quick approval, one week to fund. Surprise at funding. I was missing $540. I called they explained that the origination fee was listed in the truth in Lending disclosure. It was not put on the main loan page, but hidden away in the fine print. Found out after funding that there are multiple complaints about the hidden fee with the Consumer Protection Agency.

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These reviews were written by current and former borrowers in the last year.

HIGH INTEREST RATES!! 30% .

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Extremely HIGH INTEREST .

30% interest. OMG .
EASY TO APPLY BUT EXPENSIVE MONEY

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personal loan-debt consolidation

Lending Club’s customer service is so great! I have 25 years of customer service experience, 12 years call center experience, and working with them is a breeze! so professional and great attitudes. I actually look forward to calling them if I need something. Today I needed to change my payment date and it took a whole 3 minutes and I left the call with a smile. You can’t beat that! 🙂 I will definitely be referring friends to them.

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Straigthforward, affordable, and easy.

You can pay off in three years a credit card that would take many more with much more of your payment going to interest instead of principal.

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I couldn’t be more pleased AND relieved!

Qualified for a very low-interest rate to pay off a high-interest credit card (leftover expenses from my daughter’s wedding). Dropped interest by 12 points!

Thanks Lending Tree.

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The application process was easy. Took a bit of time because I had to track down some documents like pay stubs and my w2. But once I was able to send copies everything went smoothly and I had the money in about 3 business days. Only real problem I had was the amount I recieved. They shave a bit (almost 6% in my case) off the amount to pay their fees. So ask for a little more than you actually need or you won’t have enough for whatever you need it for. In my case I was paying off credit cards so I ended up with two cards I couldn’t pay all the way down. It wasn’t really made clear how much they would take until after I was approved or I might have asked for more. It said something like “2-6% based on your credit worthiness” and since I had a good credit score (730) I thought it would be on the lower end and I would have enough since I didn’t want to borrow more than I needed.

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Super Quick

I applied for a loan of 15,000 and received it on my bank account in a matter of 4 days after all info was cleared. Didn’t have enough money to close on home and Lending Club helped us out! We were very pleased with process!

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I applied was matched, and received loan

If you qualify you’ll receive your loan

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They made it secure and quick. Money was deposited in my bank within 48 hrs. Awesome !

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Easy, quick, good phone assistance

Great experience. Only wish they didn’t charge a fee for the loan. Great interest rates.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.

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SOURCE: http://www.creditkarma.com/reviews/personal-loan/single/id/lending-club-personal-loans

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