payday loan store
How Payday Loans Work:
- Visit an Advance America store with ID, proof of income and bank statement or get started with an online payday loan application
- Complete short loan application
- Sign agreement and write a personal check for the loan amount plus fee
- Make an appointment to return and repay the loan
- Receive money on the spot
- Return on your due date to pay your cash advance off and reclaim your personal check
Find a Store with Payday Loans / Cash Advances:
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Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law and Finance Lenders Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431; and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Small Loans of Ohio, Inc. Lic. # SM501671. Credit services offered by ACSO of Ohio, Inc. d/b/a Advance America, licensed credit services organization (CSO Lic. #CS.900186.000), and loans arranged with NCP Finance OH, LLC (OH Lic. # 501673.000), an unaffiliated third party lender, and subject to their approval. Check cashing offered by Advance America, Cash Advance Centers of Ohio, Inc. OH Lic. # CC700078. In Texas, loans arranged with an unaffiliated third party lender by ACSO of Texas, L.P. d/b/a Advance America, a licensed credit access business, and subject to lender s approval. In Virginia, Advance America, Cash Advance Centers of Virginia, Inc. licensed by the Virginia State Corporation Commission. PL-12; VTL-41.
A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended for long-term financial solutions.